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What If Your financial debt was discharged in bankruptcy?
July 26th, 2010 by admin
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Stop avoiding debt collectors: If you don’t answer collection calls, things may get worse. The collectors may take you to court and get an order against you in order to garnish your wages. Don’t reveal much about your finances: Don’t speak about your finances in detail because after all you don’t know the collector. The collector can use any extra information against you as because he’s only interested in collecting payments from you. Record your conversation: Keep a record of the bill collectors you’ve spoken to, the time and summary of your conversation. You can use such records as proof against bill collectors who violate the law. You can even tape the conversation (secret taping is allowed by 35 states and the District of Columbia). However, if secret taping isn’t allowed in your state, just take the collector’s permission before you tape the conversation.